Credit card : Exclusive

A 0% APR credit card is an opportunity for you to cash in on a good amount of savings across the board. If you are like many, you are realizing that this might be a great way to realize true benefits from a credit card without having to pay much for it. Yet, there is much more to know about these 0% APR credit cards. You should take the time necessary to find the right opportunities for your specific needs. In many cases, this is a great option, if used in the right manner.

What Is 0% APR?

When a company offers you a credit card at a 0% APR, they are basically allowing you to borrow funds for no interest. There are generally some fees that are associated with the credit offers, but in most cases, you will see that they are still quite an affordable option. In most cases, the APR that is offered to you will one of two types. Some credit cards will offer you a standard APR, or annual percentage rate that is the rate you will likely hold for the time that you hold the line of funds. Others will offer a lower introductory offer. Normally, a 0% interest credit card is offered for an introductory time period only.

Should You Use It?

If you have the choice between two offers of credit, one with a lower rate than the other, you may be tempted to just go with the lowest offer. Yet, there is more to it than just that. In fact, you need to consider what the interest rate will be after the introductory period is over. For example, if you have two offers, one lower in the six month introductory period than the other, you may be tempted to go with the lowest offer. Yet, in the long term, that line of credit may have a higher rate. Determine which offers the best overall ability for you to get what you need in the least expensive manner.


The Benefits Of 0%

Yet, even with that said, there are plenty of benefits of selecting a 0% APR credit card. For example, if you know that you will be paying off that line of credit quickly, within the introductory period, it is well worth making the switch. After all, there is not anything better than borrowing money for free. If you have a credit card currently that has a much higher interest rate, you can save yourself quite a few fees if you do a balance transfer to the 0% APR credit cards as well. Here, make sure that the rate applies to balance transfers before making the move.

In short, a 0% APR credit card is an opportunity for you to invest in paying less. To benefit from them, make sure to get all the facts and take the time necessary to compare them. To find these offers, simply check out the opportunities offered by the lenders. Most credit card companies do offer some form of introductory rate reduction offer including 0% interest credit cards.

5 NBA Stars On The Rebound In 2010-11

 Andrew Bogut shows us that his right arm is doing fine as he heads back into action in training camp with the Milwaukee Bucks. After his horrific injury, it'll be great to see him on the court again. He reports only occasional pain in his elbow and is set for a full training camp and season. Hopefully he'll pick up where he left off as one of the best centers in the NBA.

 Blake Griffin's knees must be feeling good since he was jumping around for photos on media day. He's recovered from a broken left knee cap and is ready to taste his first regular season NBA action. May the basketball gods ease up on the Clipper curse so Griffin can elevate to his potential.

 Gilbert Arenas is back and Agent Zero is dead. I'm not sure if David Stern killed Agent Zero or if Gilbert did it himself. Either way, Arenas is wearing number 9, sporting a beard and smiling for no one. Agent 9 averaged 22.6 ppg with 7.2 apg and was having his best season in three years when he was suspended last year. He hadn't missed any of 32 games after only playing fifteen total games in the two previous years. If Ron Artest could bounce back to a championship, maybe Agent Zero can find similar success.

 George Karl returns to lead the Denver Nuggets after a bout with neck and throat cancer cut his season short last year. He's in good health and expects to be able to fully resume all coaching duties. "I told the team that I probably can't yell at them for more than three or four minutes at a time," he said. "So they're probably excited about it." Karl is now challenged with trying to keep Carmelo Anthony focused on his immediate future in Denver. It's good to see Coach Karl back even if his team may finish this upcoming season in rebuild mode.

 Mo Williams begged the Cavs not to trade him on June 23 when he tweeted "Pls don't trade me, I'm not ready to go. I'm begging. My work ain't done yet. I'm on both knees....pls. I'm serious." 

 Two weeks later, LeBron decided that his own work with the Cavs was done & left Williams as empty as the rest of Cleveland. 

 "This summer was very, very stressful for me," Williams said. "I really lost a lot of love for the game this summer." 

 Instead of embracing his new role as the main cog in the Cavs' offense, Williams feared playing on a team that won't win as much. 

 "We were winning basketball games," he said. I was coming home every night a winner. Who can't love that? That is what playing a role on a team is all about." 

 Now that LeBron has taken over the Mo role for the Heat, Williams can take over where James left off in Cleveland. His future has never been brighter and if he opens his eyes, he'll see it.

    

Beauty-full Tea

Beauty-full Tea This tonic is an herbal remedy that supports beautiful skin and complexion from the inside out, and helps to build the immune system -- providing strength and stamina to the body.

Ingredients:
5 moringa tree leaves
1 cup red clover blossoms
1 inch slice of fresh ginger
1 teaspoon rose hips

*Note: You can find moringa tree leaves at your local seed store, online, or you can grow and dry them if you live in California.

Directions: Add all of these ingredients to your favorite pot of green tea and steep for 5 - 10 minutes. Drink throughout the day.

Thursday Nite Tart

This week Bianca Kajlich graces TNT
                                   
                                   
                                                                                                                                   

Song of the day - Goldfrapp, Oohh la la - Itunes Festival 2010

The Big Lie

This man is a genius.
                                   
                              

Katrina Kaif: hot in sari

This is the picture of bollywood angel beautiful diva Katrina Kaif in Sari.We can say she totally look real gorgeous Indian woman even she do not know much of  her culture from this picture 

Vintage style of the day

Via

Madonna should now understand time has come to retire and go in a nice and quite elderly home !

Mel B's new photoshoot for Vanity Fair Italy

Prince Charles is gay!

But ssh! Don't tell the Queen!
Haha ! At least now , it is on the cover of a magazine !
This explains why such a ugly man like that would dump a perfect beauty like lady Di, for a horse lookalike granny !
just saying !

Most girls dream of a fairy tale wedding ! Alfred Angelo make your dream come true!

Alfred Angelo bridal gown line makes your dream come true! See the all new inspired gowns by favorite Disney Princess characters. Gowns will be available in early 2011.

Friday Nite Funnies (on Wednesday)

Too good not to pass on.....
                                   
Ramirez is brilliant.                               

Barney The "Frank" Gets Heckled

Anyone who heckles Bawney is tops in my book.

Fire Barney, fire Barney, fire Barney. 
Lovely........

Shaq vs. Big Ben

One question: Who will have more rebounds this season, Shaquille O'Neal or Ben Wallace?

    

Matthew Williamson For Bvlgari Handbag Collection

Longchamp x Peanuts Snoopy Bag

IKEA - Cookbooks! Swedish rules ! “Homemade is Best”.

Just when you thought the cookbook market couldn’t get anymore crowded comes Swedish home goods giant IKEA with Hembakat är Bäst (translating into Homemade is Best). Each of the thirty baked goods featured is accompanied by two images: one of the ingredients, and one of the finished outcome.

Some other comfy boots! We want them: Jimmy Choo x Hunter

Inspired by stylish festival goers these limited edition boots bring together the style and sophistication of Jimmy Choo with the durability and tradition of Hunter.
The legendary Hunter silhouette has been embossed with signature Jimmy Choo crocodile print. The leopard print lining, gold coloured buckle hardware and metal rivets provide a contrast against the glossy rubber of the boot. Presented in the original black Hunter box lined with leopard print, the boots have a unique identification plate, uniting the logos of these two iconic British brands.